For the year 2026, in Apalachicola county, Franklin, FL, the FHA loan limits are set at $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for properties with three units, and $907,900 for four-unit buildings.
Concerning conventional loans, the maximum amount available for a single-family residence is $726,200. The limits extend to $929,850, $1,123,900, and $1,396,800 for homes with two, three, and four units respectively.
Utilize our FHA calculator to find out today’s FHA best rates and assess the requirements such as downpayment, income, credit, reserves, and documentation necessary to qualify.
The Lendersa® calculator allows you to compare FHA rate and terms with various other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers loan program data from thousands of lenders and quickly correlates it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Apalachicola county, Franklin, FL provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualification standards like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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