In 2026, the FHA loan limit set for Pine-Ridge county in Citrus, FL is $356,362 for a single-family home. The limit for a 2-unit dwelling is $456,275; for 3-units, it stands at $551,500; and for 4-units, it is $685,400.
For conventional loans, the cap for a single-family residence is $548,250. It increases to $702,000 for 2-units, $848,500 for properties with 3-units, and the maximum is $1,054,500 for 4-units.
Our FHA calculator can help you explore the best FHA rates as of today and figure out the necessary downpayment, income requirements, credit scores, reserves, and documents needed to qualify.
The Lendersa® calculator provides a means to evaluate FHA rates and terms against other financing programs. Compare Conventional loans, Jumbo mortgages, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.
Lendersa® efficiently collects loan program details from thousands of lenders, giving you quick comparisons based on your specific financial profile and needs.
For 2026 in Pine-Ridge county of Citrus, FL, the Loan Limits Comparison Table offers a thorough look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualifications related to income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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