In 2026, FHA loan limits in Citrus-Springs county of Citrus, FL, stand at $356,362 for single-family homes, $456,275 for properties with 2 units, $551,500 for 3-unit buildings, and $685,400 for those with 4 units.
The maximum amounts for conventional loans are $548,250 for a single-family home, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit properties.
Use our FHA calculator to discover today’s top FHA rates, downpayment, income, credit, reserves, and documents required for qualification.
Utilize the Lendersa® calculator to compare FHA rates and terms with other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® draws loan data from thousands of lenders and promptly matches it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Citrus-Springs county, Citrus, FL, outlines limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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