In 2026, the FHA loan limits for Bunnell county, Flagler, FL are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum allowable loan amounts for conventional loans on a single-family home are $726,200. For properties with two units, the limit is $929,850, for three units, it's $1,123,900, and for four units, it reaches $1,396,800.
Utilize our FHA calculator to access today’s top FHA rates and determine the needed downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms with other available loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA options.
By compiling data from thousands of lenders, Lendersa® efficiently matches this against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Bunnell county of Flagler, FL, provides a detailed review of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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