As of 2026, the FHA loan limits in Olympia-Heights located in Miami-Dade, FL, are established as $402,500 for a single-family home. For properties with two units, the cap is $515,250, while for three-unit residences, it's $622,850, and for four units, the limit is $774,050.
For conventional loans, the maximum amount available for a single-family house is $548,250. When it comes to two-unit properties, this amount increases to $702,000; for three units, it's $848,500; and homes with four units can reach up to $1,054,500.
Utilize our FHA calculator to identify the most favorable FHA rates available today and to calculate necessary aspects like downpayment, income, credit score, reserves, and documentation needed for qualification.
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The Lendersa® calculator provides an opportunity to compare the rates and terms of FHA loans with those of other programs. Delve into the details of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
By gathering detailed loan program data from thousands of lenders, Lendersa® efficiently aligns this information with your personal financial profile and individual needs.
Our Loan Limits Comparison Table for 2026 in Miami-Dade, FL, Olympia-Heights, offers a thorough review of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™). This tool enables a holistic view of your financial options.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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