In the year 2026, the FHA loan limits for Westwood-Lakes county in Miami-Dade, FL, are established as follows: the limit stands at $402,500 for a single-family home, $515,250 for 2-unit residences, $622,850 for properties with 3 units, and $774,050 for those with 4 units.
For conventional loans, the highest loan amount for a single-family residence is $548,250. The amount permitted rises to $702,000 for 2-unit homes, $848,500 for those with 3 units, and reaches $1,054,500 for 4-unit buildings.
Utilize our FHA calculator to discover today’s leading FHA rates, and assess the necessary downpayment, income requirements, credit ratings, reserves, and documentation required for qualification.
With the Lendersa® calculator, you gain the ability to compare FHA rates and terms versus a variety of other loan programs. Explore and contrast FHA options with those of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles loan data from numerous lenders and, within moments, contrasts it with your unique financial profile and requirements.
For the year 2026, the Loan Limits Comparison Table provides comprehensive details of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums in Westwood-Lakes county, Miami-Dade, FL. To evaluate qualification criteria like income, reserves, and credit score requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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