In 2026, the FHA loan limit in Country-Club, county of Miami-Dade, FL, is set at $402,500 for a single-family home, $515,250 for two units, $622,850 for three units, and $774,050 for four units.
For conventional loans, the maximum amounts are $548,250 for a single-family residence, $702,000 for two-unit properties, $848,500 for three-units, and $1,054,500 for those with four units.
Utilize our FHA calculator to access today's best FHA rates, and assess the needed downpayment, income, credit qualifications, reserves, and documents to meet eligibility.
The Lendersa® calculator provides the ability to compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore and evaluate these offerings alongside FHA loans.
Lendersa® acquires comprehensive loan program data from thousands of lenders, rapidly matching it with your individual financial profile and specific needs for optimal comparisons.
The Loan Limits Comparison Table for 2026 in Country-Club, county of Miami-Dade, FL, lets you examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To scrutinize qualification parameters such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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