For 2026, FHA loan limits in Hialeah-Gardens, within Miami-Dade county, FL, are $402,500 for a single-family home, $515,250 for a duplex, $622,850 for a triplex, and $774,050 for four units.
Conventional loan caps are $548,250 for single-family, $702,000 for 2-unit, $848,500 for 3-unit, and $1,054,500 for 4-unit properties.
Use our FHA calculator to find current FHA rates and learn the needed downpayment, income, credit, and documents.
Compare FHA against other loans using Lendersa® calculator: Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
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Check 2026 loan limit comparison in Hialeah-Gardens, Miami-Dade, FL for diverse loan types. Use Lendersa® SLIQ™ to compare qualifications like income and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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