For 2026, the FHA loan limits in Palm-Springs-North, located in Miami-Dade, FL, are established at $402,500 for a single-family residence, $515,250 for a property with two units, $622,850 for three units, and $774,050 for four units.
The highest amount allowed for conventional loans on single-family homes is $548,250, with amounts of $702,000 for two-unit homes, $848,500 for three-unit residences, and $1,054,500 applicable to four units.
Take advantage of our FHA calculator to discover today’s prime FHA rates and evaluate the appropriate downpayment, income levels, credit score, reserves, and documentation required for qualification.
Lendersa® calculator gives you the capability to contrast FHA rates and terms with a wide range of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Relying on an extensive database, Lendersa® obtains loan program data from thousands of lenders, providing fast matching to your distinctive financial needs.
The Loan Limits Comparison Table for 2026 within Palm-Springs-North county, Miami-Dade, FL allows you to compare the upper loan limits of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification standards including income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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