In 2026, the FHA loan limits for Hialeah county in Miami-Dade, FL are $557,750 for single-family homes, $714,000 for two units, $863,100 for three units, and $1,072,600 for four units.
The highest loan amount for conventional loans on a single-family residence is $726,200. For two-unit properties, it is $929,850; for three-unit homes, it becomes $1,123,900; and for four units, it's $1,396,800.
Use our FHA calculator to find today’s best FHA rates and to establish down payment, income, credit requirements, reserves, and documents required for qualifying.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Explore conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in regard to FHA offerings.
Pulling data from thousands of lenders, Lendersa® quickly provides tailored comparisons according to your specific financial profile and needs.
Utilize our Loan Limits Comparison Table for 2026 in Hialeah county, Miami-Dade, FL, to assess FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To further explore qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $557,750 | $714,000 | $863,100 | $1,072,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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