For 2026, the FHA loan limit in Doral, Miami-Dade, FL is set at $557,750 for a single-family home, $714,000 for a 2-unit property, $863,100 for 3 units, and $1,072,600 for 4 units.
The conventional loan limit for a single-family residence is $726,200, rising to $929,850 for a 2-unit structure, $1,123,900 for 3 units, and $1,396,800 for 4 units.
Explore our FHA calculator to find the most favorable FHA rates today, and identify requirements for downpayment, income, credit score, reserves, and documentation necessary for approval.
The Lendersa® calculator facilitates comparisons between FHA rates and other loan program terms. You can explore Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA options.
Lendersa® compiles comprehensive loan program data from thousands of lenders and evaluates them against your financial profile and needs almost instantly.
Our Loan Limits Comparison Table for 2026 in Doral, Miami-Dade, FL allows you to contrast FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Evaluate qualification standards like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $557,750 | $714,000 | $863,100 | $1,072,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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