In 2026, the FHA loan limits for homes in Feather-Sound county of Pinellas, FL, are as follows: $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four-unit properties.
The highest loan amounts for conventional loans on a single-family residence are $548,250. For homes with two units, the limit is $702,000, $848,500 for three-unit buildings, and $1,054,500 for four-unit homes.
Utilize our FHA calculator to discover today’s top FHA rates. Calculate the necessary downpayment, assess income requirements, evaluate credit, check reserves, and gather needed documents for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms with those of other loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles extensive data from thousands of lenders, matching it swiftly to your specific financial profile.
View the Loan Limits Comparison Table for 2026 in Feather-Sound county of Pinellas, FL, to compare maximums across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for analyzing income, credit, and reserves criteria for qualification.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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