In 2026, the FHA loan limit for South-Highpoint, in Pinellas, FL, is $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three-unit residences, and $685,400 for four-unit buildings.
The maximum conventional loan amount for a single-family residence is $548,250, and it extends to $702,000 for homes with two units, $848,500 for three units, and $1,054,500 for four-unit homes.
Utilize our FHA calculator to discover today’s top FHA rates and assess the necessary down payment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms against other loan programs. You can explore, evaluate and compare options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with ease.
Lendersa® draws loan data from thousands of lenders, quickly aligning it with your personal financial needs and profile.
For 2026, the Loan Limits Comparison Table in South-Highpoint county, Pinellas, FL, provides a complete comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review requirements including income, credit, and reserves.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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