2026 FHA Loan Limits for Greenacres, Palm Beach County, Florida

In 2026, the FHA loan limit in Greenacres, county of Palm Beach, FL, is $557,750 for a single-family home, $714,000 for two units, $863,100 for three units, and $1,072,600 for four units.

For conventional loans, the cap is $726,200 for a single-family home, increasing to $929,850 for 2-unit properties, $1,123,900 for 3-unit structures, and $1,396,800 for 4-unit residences.

Use our FHA calculator to find today’s best FHA rates and assess the required downpayment, income, credit requirements, reserves, and documents needed to qualify.

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With the Lendersa® calculator, you can compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Investigate these options alongside FHA offerings.

Lendersa® sources detailed loan data from thousands of lenders, quickly matching it against your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Greenacres, county of Palm Beach, FL, allows for evaluating maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Greenacres county of Palm Beach, FL

SFR 2 Units 3 Units 4 Units
FHA $557,750 $714,000 $863,100 $1,072,600
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $368,000 $368,000 $368,000 $368,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Lafayette State Bank
  • 340 West Main Street, Mayo, FL, 32066
  • Lends in Florida
  • Lafayette State Bank offers a variety of loans designed for personal and business purposes.
    As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.

  • First Federal Bank.
  • 4705 W US Highway 90, Lake City, FL, 32055
  • Lends in Florida
  • First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.

  • Ameris Bank
  • 3020 N Patterson St, Valdosta, GA, 31602
  • Lends in Florida
  • Ameris Bank is a financial institution serving customers across the Southeast and Mid-Atlantic. Through online account opening, customers across the nation can benefit from Ameris Bank products and services. Ameris Bank has full-service locations in Alabama, Florida, Georgia and South Carolina and mortgage-only.

  • FLAG Credit Union
  • 3115 Conner Boulevard, Tallahassee, FL, 32311
  • Lends in Florida
  • FLAG Credit Union was originally chartered to serve the employees of the Florida Department of Agriculture and Consumer Services (FDACS). While we have expanded our field of membership and community access, we continue to highlight our proud roots and ongoing dedication to the FDACS

  • FAMU FCU
  • 1610 South Monroe Street, Tallahassee, FL, 32301
  • Lends in Florida
  • FAMU Federal Credit Union is a not for profit financial institution located at 1610 South Monroe Street Tallahassee, Florida 32301 in the United States. Established in 1935, FAMU Federal Credit Union is a low income and minority designated federal credit union with a Community Development Financial Institutions (CDFI) certification

  • Envision Credit Union
  • 600 N Monroe St, Tallahassee, FL, 32301
  • Lends in Florida
  • Envision Credit Union in North Florida and South Georgia is dedicated to providing products and services that improve our members’ financial positions including checking accounts, savings accounts, mortgages, auto loans, business loans and much more. Bank online, with our mobile app or visit one of our conveniently located branches in FL and GA

  • First Commerce Credit Union
  • 1741 Old St. Augustine Road, Tallahassee, FL, 32301
  • Lends in Florida
  • "First Commerce is committed to the well being of our community and all of us living in it. We're committed to making a difference with every person we meet and proudly support organizations that show that same level of passion and commitment.

    Initially, it may be difficult to see the difference in the types of services"

  • Tallahassee Lender's Consortium
  • 224 Office Plaza Drive, Tallahassee, FL, 32301
  • Lends in Florida
  • The Consortium provides information and education regarding credit counseling and the process of purchasing a home to low income and very low income families. In addition, the Consortium administers the City of Tallahassee's Down Payment Assistance Programs and assists local lenders.

  • SYNERGY MORTGAGE GROUP, LLC
  • 2567 Capital Medical Blvd,, Tallahassee, FL, 32308
  • Lends in Florida
  • Synergy Mortgage Group is a Florida-based company dedicated to educating first timers about the ins and outs of the home buying experience. Our ultimate goal is to assist consumers with qualifying for a mortgage and negotiating low interest rates to ensure long-term success.Our experienced practitioners have helped open doors for the customers.