For 2026 in The-Acreage, county of Palm Beach, FL, the FHA loan limit is $402,500 for a single-family home, $515,250 for 2-unit structures, $622,850 for 3-unit dwellings, and $774,050 for homes with 4 units.
The maximum loan amount for conventional loans is $548,250 for single-family homes, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Our FHA calculator helps you access today’s best FHA rates, showing the necessary downpayment, income, credit requirements, reserves, and documentation needed for qualification.
Using the Lendersa® calculator, compare FHA rates and terms with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® sources comprehensive loan data from numerous lenders, swiftly comparing it with your financial profile and needs for tailored matches.
The Loan Limits Comparison Table for 2026 in The-Acreage, county of Palm Beach, FL, provides insight into limits on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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