In 2026, the FHA loan limit for Kendall county, located within Miami-Dade, FL, is $557,750 for single-family homes. It escalates to $714,000 for 2-unit properties, $863,100 for 3-unit residences, and $1,072,600 for 4-unit buildings.
For conventional loans, the maximum loan amount on a single-family residence is $726,200. It increases to $929,850 for 2-unit homes, to $1,123,900 for 3-unit properties, and reaches $1,396,800 for 4-units.
Utilize our FHA calculator to find today's top FHA rates and understand necessary qualifications like downpayment, income, credit score, reserves, and documents needed for approval.
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The Lendersa® calculator assists in comparing FHA rates and terms with those of other loan programs. Delve into choices like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles a vast amount of loan program data from thousands of lenders, efficiently matching it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Kendall county, part of Miami-Dade, FL, provides a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly assess qualification requirements like income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $557,750 | $714,000 | $863,100 | $1,072,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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