In 2026, the FHA loan limit in Tamiami county, FL, is $557,750 for a single-family home. The limit for two units is $714,000, for three units is $863,100, and for four is $1,072,600.
Conventional loan maximums for a single-family residence stand at $726,200. The cap is $929,850 for two units, $1,123,900 for three, and $1,396,800 for four-unit homes.
Leverage our FHA calculator to view current top FHA rates and determine necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA terms with other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® pulls data from thousands of lenders, quickly aligning it with your unique financial needs and profile.
Our Loan Limits Comparison Table for 2026 in Tamiami county of Miami-Dade, FL, allows for comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To evaluate qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $557,750 | $714,000 | $863,100 | $1,072,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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