FHA Loan Limits for Tamiami, Miami-Dade County, FL in 2026

In 2026, the FHA loan limit in Tamiami county, FL, is $557,750 for a single-family home. The limit for two units is $714,000, for three units is $863,100, and for four is $1,072,600.

Conventional loan maximums for a single-family residence stand at $726,200. The cap is $929,850 for two units, $1,123,900 for three, and $1,396,800 for four-unit homes.

Leverage our FHA calculator to view current top FHA rates and determine necessary downpayment, income, credit, reserves, and documents for qualification.

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The Lendersa® calculator lets you compare FHA terms with other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® pulls data from thousands of lenders, quickly aligning it with your unique financial needs and profile.

Our Loan Limits Comparison Table for 2026 in Tamiami county of Miami-Dade, FL, allows for comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To evaluate qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Tamiami county of Miami-Dade, FL

SFR 2 Units 3 Units 4 Units
FHA $557,750 $714,000 $863,100 $1,072,600
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Tamiami FHA Lenders

  • Jimenez Property Pros
  • 13810 SW 18th St, Miami, FL, 33175
  • Lends in Florida
  • Jimenez Property Pros is the parent company of Mortgage & Real Estate Companies, such as FL Licensed Mortgage Broker Jimenez Property Loans, LLC, NMLS 1988717. Jimenez Property Pros, LLC is wholly owned by Jimenez Holdings, LLC. Jimenez Property Pros, intends to be the one stop place where customers, clients,

  • ON MORTGAGE
  • 420 SW 128 Ave, Miami, FL, 33184
  • Lends in Florida
  • At On Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available

  • Foundation Lenders Inc
  • 7990 Southwest 117th Avenue, Suite 127, Miami, FL, 33183
  • Lends in Florida
  • At Foundation Lenders, we listen to our clients’ needs to anticipate their financial goals and dreams and present solid solutions using our years of experience and diverse loan products as the foundation. We’re mortgage professionals, providing sound advice on mortgage options and industry trends.

  • Granada Mortgage LLC
  • 9783 SW 72nd Streeet, Miami, FL, 33183
  • Lends in Florida
  • Granada Mortgage is a subsidiary of Capital International Financial, Inc. With over thirty 35 years of experience in providing loans, service, and expertise to home-buyers, Capital International Financial upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets

  • ZoomLoans
  • 9588 SW 40th St, Miami, FL, 33165
  • Lends in Florida
  • At ZoomLoans, we understand that contracting a loan is much more than just money, it’s a commitment. We’re here to guide you through the loan process, select the perfect conditions for your situation and cater to your needs every step of the way. We don’t allow frivlious barriers, such as bad or no credit to halt your financial needs

  • Brightstar Mortgage Solutions LLC
  • 11401 Southwest 40th Street, Suite 326, Miami, FL, 33165
  • Lends in Florida
  • All of our team members were born and raised in South Florida. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our fellow South Floridians while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks

  • Capstone Mortgage Lending LLC
  • 11401 SW 40th St, Suite 206, Miami, FL, 33165
  • Lends in Florida
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Loan Choice Corp
  • 1405 Southwest 107 Avenue, Suite 301E, Miami, FL, 33174
  • Lends in Florida
  • With over 50 years of combined experience in mortgages we are experts in our field and will help structure a loan for you no matter what your situation. We have the latest technology that allows us to give you the best customer experience during what can be a very stressful time. Most often times this will be the biggest financial decision

  • Miami Capital Lending LLC
  • 14750 Southwest 26 Street, Suite 115, Miami, FL, 33185
  • Lends in Florida
  • MIAMI CAPITAL Lending provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services such as both FNMA/FHLMC specialty loans, 90% LTV with no mortgage insurance, 95% LTV down to a 580-credit score. We also offer 15-30 year loans, ARM mortgages, fixed mortgages, VA loans, equity lines,

  • Liberty Alliance Mortgage Inc
  • 14850 South West 26th Street, Suite 111, Miami, FL, 33185
  • Lends in Florida
  • Our company was established in May of 2002 by its founder Julio C. Gonzalez who has been in the mortgage industry for 31 years. Julio started as a servicing manager, specializing in Conventional loans. Some years later expanding to also service VA and FHA loans. Our prime source of business comes from customer referrals and repeat business.