In 2026, the FHA loan limit in Kendale-Lakes county of Miami-Dade, FL is set at $402,500 for a single-family home, $515,250 for two units, $622,850 for three units, and $774,050 for four units.
The maximum amount for conventional loans on a single-family home is $548,250. For two units, it's $702,000, for three units $848,500, and for four units $1,054,500.
Utilize our FHA calculator to access today's most competitive FHA rates and determine the necessary downpayment, income, credit requirements, reserves, and documents for qualification.
With the Lendersa® calculator, compare FHA rates and terms with those from other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders and quickly matches it to your specific financial profile and needs for quick comparisons.
The Loan Limits Comparison Table for 2026 in Kendale-Lakes county of Miami-Dade, FL, allows for comparing maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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