For 2026, FHA loan limits in The-Hammocks county, Miami-Dade, FL, are set at $402,500 for a single-family residence, $515,250 for two-unit homes, $622,850 for three-unit homes, and $774,050 for four-unit properties.
Conventional loan maximums for a single-family home are $548,250, then $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Utilize our FHA calculator to find today’s best FHA rates and assess downpayment, income, credit reserves, and necessary documents.
With the Lendersa® calculator, compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® sources data from numerous lenders to quickly match it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in The-Hammocks county, Miami-Dade, FL, lets you compare limits for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to check qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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