As of 2026, FHA loan limits in Wellington, within Palm Beach, FL are set at $557,750 for single-family homes, $714,000 for duplexes, $863,100 for triplexes, and $1,072,600 for four-unit buildings.
Conventional loan maximums for a single-family residence are $726,200, increasing to $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to check today’s FHA rates and calculate the downpayment, income, credit requirements, reserves, and documents necessary to meet eligibility.
The Lendersa® calculator allows comparison of FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® utilizes data from numerous lenders, quickly matching it to your specific financial situation and requirements.
For 2026 in Wellington, within Palm Beach, FL, the Loan Limits Comparison Table lets you compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For comparing requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $557,750 | $714,000 | $863,100 | $1,072,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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