As of 2025, within Americus county of Sumter, GA, FHA loan limits are $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The highest possible loan amounts for conventional loans on single-family homes are $726,200, with $929,850 for houses containing 2-units, $1,123,900 for 3-units, and $1,396,800 for those with 4-units.
Utilize our FHA calculator to access today’s top FHA rates and calculate required downpayment, income, credit, reserves, and documentation for qualification purposes.
The Lendersa® calculator allows FHA rate and term comparisons alongside other loan programs. Investigate and contrast options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® captures loan program data from thousands of lenders and promptly correlates it with your financial profile.
FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits for 2025 in Americus county of Sumter, GA are detailed in the Loan Limits Comparison Table. For a thorough comparison of qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
