For 2026, within Montezuma county of Macon, GA, the FHA loan limits are specified as $472,030 for single-family homes. The limits increase to $604,400 for residences containing two units, $730,525 for structures with three units, and for those accommodating four units, the limit is $907,900.
Conventional loans have their maximum amounts set at $726,200 for a single-family residence. For properties with two units, it's $929,850, for three-unit setups $1,123,900, and for four-unit homes, the limit is capped at $1,396,800.
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With the Lendersa® calculator, you can contrast FHA rates and terms alongside those from various loan programs. These include Conventional loans, Jumbo mortgages, VA, USDA, Non-QM, and hard money loans, offering a comprehensive comparison.
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Check out the Loan Limits Comparison Table for 2026 in Montezuma county of Macon, GA. This tool lets you compare the maximum loan amounts available across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, consult Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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