2026 FHA Loan Limits for Clayton, Rabun County, Georgia

In 2026, the FHA loan limits for Rabun county, located in Clayton, GA, are $472,030 for single-family residences, $604,400 for two-unit homes, $730,525 for three-unit properties, and $907,900 for four-unit houses.

The maximum allowable amount for conventional loans is $726,200 for single-family homes, $929,850 for properties with two units, $1,123,900 for three-unit structures, and $1,396,800 for four-unit properties.

Make use of our FHA calculator to view today’s most favorable FHA rates. It assists in calculating the necessary down payment, income level, credit score, reserves, and all required documentation to qualify.

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Examine your mortgage options in Clayton, GA

The Lendersa® calculator allows for a comprehensive comparison of FHA rates and terms with the conditions of other loan programs—covering conventional, jumbo, VA, USDA, non-QM, and hard money loans.

Lendersa® swiftly retrieves and analyzes loan program information from thousands of lenders, aligning it with your specific financial profile and requirements.

The 2026 Loan Limits Comparison Table in Clayton county of Rabun, GA includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification criteria including income, reserves, and credit.

Loan limits Clayton county of Rabun, GA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Clayton FHA Lenders

  • BBC Financial Group
  • 768 Crown Mountain Dr., Dahlonega, GA, 30533
  • Lends in Georgia
  • BBC Financial Group has been in business since 2004. We were able to survive the worst housing market in history due to providing our clients sound advise and unparalleled service during a challenging time. We have consistently been able to provide our clients a level personal service .

  • Your Money Center LLC
  • 25 Old Highway 29, Hartwell, GA, 30643
  • Lends in Georgia
  • Your Money Center LLC We are a full-service tax and accounting firm with three convenient locations in Hartwell, Elberton and Toccoa, Georgia. It is our mission to go above and beyond the normal expectation of a tax preparation, booking and payroll firm by providing exceptional customer service

  • Peach State Bank & Trust
  • 325 Washington St SW, Gainesville, GA, 30501
  • Lends in Georgia
  • Peach State Bank & Trust is the largest true community bank in Hall County. We have a seasoned management team and a strong board of directors who are not only dedicated to our customers but to this community. We offer competitive rates, a variety of accounts - both personal and business. We hope you will call us or stop by today

  • MyGeorgia Credit Union
  • 2601 Limestone Pkwy, Gainesville, GA, 30501
  • Lends in Georgia
  • "Founded in 1971 as HALLCO Community Credit Union, we grew into a full-service financial institution offering a wide range of banking products and services with branch locations in Gainesville, Oakwood, Flowery Branch and Cleveland.

    As the communities and the needs of the residents in the area around us expanded, so did we"

  • Homestar Financial Corporation
  • 332 Washington St. NW, Gainesville, GA, 30501
  • Lends in Georgia
  • HOMESTAR Financial Corporation is a full service mortgage banker controlling every aspect of the loan process with in house processing, underwriting, closing and funding of each mortgage transaction. Having an in-house team separates HOMESTAR from other mortgage companies because it is easier for HOMESTAR mortgage lenders to communicate quickly

  • PURE LIGHT MORTGAGE INC
  • 2234C Thompson Bridge Road, Gainesville, GA, 30501
  • Lends in Georgia
  • The Pure Light Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • First Century Bank Georgia
  • 1731 N. Elm St, Commerce, GA, 30529
  • Lends in Georgia
  • At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.

  • Cardinal Mortgage, Inc.
  • 3839 Chestatee Cut Off, Gainesville, GA, 30506
  • Lends in Georgia
  • Cardinal Mortgage, Inc. is committed to helping you find the right mortgage product for your needs. An Atlanta, Georgia mortgage broker we understand that every borrower in Georgia is different, and we offer a variety of mortgage products to meet your individual home loan requirements.

  • Destiny Mortgage Lending
  • Bldg. 417 Crooked Tree Drive, Dawsonville, GA, 30534
  • Lends in Georgia
  • Destiny Mortgage Lending you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

Also lends in Georgia

  • Legacy Lending Mortgage Group LLC
  • 2315 N. Main St, Suite 211D, Anderson, SC, 29621
  • Legacy Lending Mortgage Group offers high-quality mortgage brokerage services to residential customers. Our aim is to provide our customers with fair mortgage rates at reasonable prices, while keeping our clients informed & educated throughout the process. We will be transparent and be sure to keep all parties involved in the transaction informed.