In 2025, the FHA loan limits for Commerce county in Jackson, GA are set at $472,030 for a single-family home. For two-unit properties, it's $604,400; for three-unit homes, the limit is $730,525; and for four-unit buildings, it is $907,900.
The maximum amounts for conventional loans differ, with $726,200 for single-family homes. Two-unit homes are capped at $929,850, three-unit buildings at $1,123,900, and for four units, the limit is $1,396,800.
Utilize our FHA calculator to check today’s best FHA rates and determine essential qualifications such as downpayment, required income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms alongside those of various loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing an extensive comparison.
Lendersa® sources comprehensive data from thousands of lenders, quickly comparing it to your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Commerce county of Jackson, GA, shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification requirements such as income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
