2026 FHA Loan Limits for Douglas, Coffee County, Georgia

In the year 2026, within Douglas county of Coffee, GA, FHA loan limits are $472,030 for a single-family, $604,400 for two-unit homes, $730,525 for three units, and $907,900 for structures with four units.

For conventional loans, the highest amounts available are $726,200 for single-family residences, $929,850 for homes with two units, $1,123,900 for three-unit houses, and $1,396,800 for four units.

Utilize our FHA calculator to view today’s leading FHA rates, and assess the required downpayment, income, credit, reserves, and documents for qualification.

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With the Lendersa® calculator, you can compare FHA rates and terms to those of other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.

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The Loan Limits Comparison Table for 2026 in Douglas, Coffee, GA, highlights comparisons involving FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed review of qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Douglas county of Coffee, GA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Douglas FHA Lenders

  • First National Bank of Coffee County
  • 420 South Madison Ave, Douglas, GA, 31533
  • Lends in Georgia
  • First National Bank of Coffee County opened for business September 23, 1991, to serve Coffee and surrounding counties as a locally owned community bank. We believe First National Bank of Coffee County is the best choice to serve as your banking partner and would like the opportunity to prove it.

  • Pineland Bank
  • 501 W 12th St, Alma, GA, 31510
  • Lends in Georgia
  • Pineland Bank began as Alma Exchange Bank & Trust and was chartered on September 13, 1939 in Alma GA when directors Valene Bennett, Nathan Cohen, M E Jones, John Mullis and J F Ramsey received permission to convert Alma Exchange Credit Union to a state chartered financial institution.

  • Colony Bank
  • 115 S Grant St, Fitzgerald, GA, 31750
  • Lends in Georgia
  • Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.

  • South Georgia Banking Company
  • 725 West 2nd Street, Tifton, GA, 31794
  • Lends in Georgia
  • South Georgia Banking Company is a full-service, independent, locally owned bank. Now in our 50th year of operation, SGBC provides a wide variety of banking services targeted primarily to the personal consumer, small business, and agricultural sectors. With locations in Tift, Colquitt, and Dooly counties, we take pride in the communities we serve.

  • Ware County School Employees Federal Credit Union
  • 1301 Bailey Street, Waycross, GA, 31501
  • Lends in Georgia
  • The Ware County School Employees Federal Credit Union was established in 1962. Our field of membership consists of employees and immediate family members of the Ware County Board of Education and Okefenokee RESA.

    The mission of WCSEFCU is to provide the highest quality of financial services and customer service to support the financial needs

  • Altamaha Bank & Trust
  • 206 Jackson St, Vidalia, GA, 30474
  • Lends in Georgia
  • Altamaha Bank and Trust directly serves the needs of citizens and businesses in Vidalia, Uvalda, & Hazlehurst, GA, as well as the surrounding communities. As the Bank continues to grow, the present directors, officers, & employees of Altamaha Bank & Trust are dedicated to maintaining the standard of excellence that has been set by our predecessors.

  • Guardian Bank
  • 701 Wildwood Plantation Drive, Valdosta, GA, 31602
  • Lends in Georgia
  • Our bank was founded in 1997.​ Our founders established a bank based on time-tested methods of sound financial management. The bank they envisioned would serve people like themselves, who enjoy living and working in the unique region of South Georgia. Guardian Bank flourished as it helped people prosper.

  • CBC Bank
  • 3466 North Valdosta Road, Valdosta, GA, 31602
  • Lends in Georgia
  • We pride ourselves on being a true community bank. Our bankers are your neighbors and your friends-- and we truly understand the needs of our local people. We have, and will continue to be, committed to building relationships with our customers and our community across South Georgia.

  • Ameris Bank
  • 3020 N Patterson St, Valdosta, GA, 31602
  • Lends in Georgia
  • Ameris Bank is a financial institution serving customers across the Southeast and Mid-Atlantic. Through online account opening, customers across the nation can benefit from Ameris Bank products and services. Ameris Bank has full-service locations in Alabama, Florida, Georgia and South Carolina and mortgage-only.

  • Southeastern Credit Union
  • 3501 North Valdosta Rd., Valdosta, GA, 31602
  • Lends in Georgia
  • Southeastern Credit Union is a not-for-profit financial institution. We were founded in 1953 as Moody Air Force Base Federal Credit Union, originally offering credit union membership to base employees and their immediate family.Since then, we've changed our name and our charter to serve our current ten-county area in South Georgia.