In 2026, the FHA loan limits in Fitzgerald county, situated within Ben Hill, GA, are set as follows: for a single-family home, the limit is $472,030; for properties with two units, it's $604,400; for those accommodating three units, the limit goes up to $730,525; and for four-unit buildings, it rises to $907,900.
On the other hand, the maximum loan amounts for conventional loans for single-family residences are $726,200. For properties with two units, the ceiling is increased to $929,850, while for three units, it advances to $1,123,900. For properties with four units, the uppermost limit is $1,396,800.
Make use of our FHA calculator to uncover today's most advantageous FHA rates and verify what is needed for qualification. This includes determining downpayment size, verifying income, evaluating creditworthiness, checking reserve amounts, and ensuring all necessary documents are in place.
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The Lendersa® calculator offers an efficient means of comparing FHA rates and terms with those from a broad spectrum of other loan programs. These include Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, allowing for thorough exploration and comparison alongside FHA options.
By collecting expansive data from thousands of lenders, Lendersa® rapidly processes this information to deliver a comparison that aligns with your specific financial profile and needs, providing instant results.
The Loan Limits Comparison Table for 2026 in Fitzgerald county of Ben Hill, GA, facilitates a detailed comparison of the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For further evaluation of specific qualification criteria such as income, reserves, and credit requirements, turn to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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