In the year 2026, the FHA loan limits for Irwin county, in Ocilla, GA, are set at $472,030 for a single-family residence. For properties with two units, the limit is $604,400; for three units, it goes up to $730,525; and for four-unit homes, it is $907,900.
For conventional loans, the ceiling on a single-family house is $726,200. If you are considering a two-unit property, the maximum is $929,850, while for a triplex, it is $1,123,900. The highest amount for four-unit homes is set at $1,396,800.
By using our FHA calculator, you can check out the best FHA rates available today. It also helps calculate the required down payment, income, credit score, reserves, and necessary documentation to become eligible.
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With the Lendersa® calculator, you can evaluate and compare FHA rates and terms with a variety of other loan programs, including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans. Carefully examine and compare your options!
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The Loan Limits Comparison Table for 2026 in Irwin county within Ocilla, GA, allows you to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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