As of 2026, in Tifton county, found within Tift, GA, the FHA loan cap is $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit dwellings, and $907,900 for four-unit structures.
For conventional loans, the highest permissible amounts are $726,200 for one-unit homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-plexes.
Take advantage of our FHA calculator to discover the top FHA rates today, and find out what down payment, income, credit, reserves, and documentation you need to qualify.
The Lendersa® calculator lets you assess FHA rates and terms alongside those from other loan types. Delve into comparisons with Conventional loans, Jumbo options, VA, USDA, Non-QM, as well as hard money loans.
Lendersa® pulls loan information from numerous lenders, analyzing it against your individual financial profile in no time.
In Tifton county within Tift, GA, consult the Loan Limits Comparison Table for 2026. It examines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For qualifying requirement comparisons including income, reserves, and credit profiles, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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