In 2026, the FHA loan limits for Irondale county, Clayton, GA, are $472,030 for a single-family home. For two units, it's $604,400; for three units, $730,525; and for four units, the limit is $907,900.
The maximum amounts for conventional loans on single-family residences are $726,200. For two units, it's $929,850; for three units, $1,123,900; and for four units, it’s $1,396,800.
Use our FHA calculator to see today’s best FHA rates and assess downpayment, income, credit score, reserves, and required documents to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Gathering data from thousands of lenders, Lendersa® swiftly compares it against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Irondale county of Clayton, GA reviews maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
