For 2026, the FHA loan limits in Riverdale county of Clayton, GA are set at $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-unit dwellings, and $907,900 for 4-unit buildings.
The maximum loan amount for conventional loans is $726,200 for single-family homes, $929,850 for two-unit residences, $1,123,900 for three units, and $1,396,800 for four units.
To view the best current FHA rates and determine needed downpayment, income requirements, credit qualifications, reserves, and documentation, use our FHA calculator.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore and compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® acquires extensive loan data from thousands of lenders, swiftly tailoring the information to match your individual financial background and needs.
The Loan Limits Comparison Table for 2026 in Riverdale county of Clayton, GA features comparisons of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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