2026 FHA (Government Loans) Limits for LaGrange, Troup County, Georgia

In 2026, FHA loan limits in LaGrange, Troup, GA, are $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The max for conventional loans on a single-family residence is $726,200. For 2-units, it is $929,850, for 3-units, $1,123,900, and for 4-units, $1,396,800.

Use the FHA calculator to find today’s best FHA rates and assess downpayment, income, credit, reserves, and documents needed to qualify.

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Explore Loan Options in LaGrange, GA

Lendersa® calculator helps compare FHA rates and terms with other loan programs. Consider options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® collects data from numerous lenders, quickly comparing it with your financial profile.

The Loan Limits Table for 2026 in LaGrange, Troup, GA compares maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements like income, reserves, and credit.

Loan limits LaGrange county of Troup, GA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


LaGrange FHA Lenders

  • STATEWIDE MORTGAGE, LLC
  • 316 South Lewis Street, Lagrange, GA, 30241
  • Lends in Georgia
  • Statewide Mortgage Group is a wholesale mortgage broker licensed in 10 states. The Georgia Branch is focused on the local market, providing the best programs available to facilitate the growth and stabiltiy of our community. Mortgage Group is a wholesale mortgage broker licensed in 10 states.

  • Centennial Mortgage Company
  • 6424 Bradley Park Drive, Suite 100, Columbus, GA, 31904
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • FBMC MORTGAGE CORPORATION
  • 5650 Whitesville Rd Suite 106, Columbus, GA, 31904
  • Lends in Georgia
  • The FBMC Mortgage Corp is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt

  • Envoy Mortgage, LTD
  • 5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904
  • Lends in Georgia
  • Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.

  • Kinetic Credit Union
  • 1251 13th St, Columbus, GA, 31901
  • Lends in Georgia
  • Kinetic Credit Union has been serving the needs of our members since 1956. Located in Columbus, Ga., Kinetic serves a seven-county area in west central Georgia and east central Alabama The benefits of a Kinetic membership extend far beyond convenient banking solutions, competitive rates, and financial advice.

  • Home Loan Pros, Inc
  • 2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269
  • Lends in Georgia
  • Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.

  • Peoples Bank of Georgia
  • 26 West Monroe Street, Talbotton, GA, 31827
  • Lends in Georgia
  • The Peoples Bank of Georgia is a full service, locally owned bank in Talbotton, Georgia with branches in Ellaville, Buena Vista and Thomaston, Georgia. In Talbotton, a small town 35 miles northeast of Columbus, the scene has not changed much over the years. This is still the sort of place where every customer's family history is intimate knowledge.

  • HBS Mortgage, LLC
  • 8228 River Pointe Overlook, Winston, GA, 30187
  • Lends in Georgia
  • For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.

Also lends in Georgia

  • Green Street Mortgage Lenders Inc
  • 600 Avenue A, Suite B, Opelika, AL, 36801
  • Green Street Mortgage Lenders, where we specialize in residential mortgages. At Green Street Mortgage Lenders, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • BNB & Associates, LLC
  • 108 Columbus Parkway, Opelika, AL, 36801
  • BNB & Associates, LLC is your premier one stop shop real estate broker, mortgage broker and residential contractor. We service the great states of Alabama and Georgia. We list homes, sell homes, finance homes and build homes. We offer Conventional, FHA, USDA, VA, High Balance, Construction, Non-QM and Commercial Loans.