For 2026, the FHA loan limit in Troup county, West-Point, GA, is set at $356,362 for single-family properties, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
Conventional loan maximum for single-family homes is $548,250, for duplexes it's $702,000, tri-plexes are allowed up to $848,500, and for four-unit properties, the cap is $1,054,500.
Our FHA calculator helps you discover the best FHA rates today. It also helps you assess needed downpayments, income, credit scores, reserves, and documentation.
The Lendersa® calculator lets you compare the rates and terms of FHA loans with other types, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® rapidly compiles and analyzes loan data from numerous lenders, aligning it with your individual financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Troup county, West-Point, GA provides FHA, Conventional Conforming, Jumbo, USDA, VA, non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate income, reserves, and credit qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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