For 2026, the FHA loan limits in Louisville County, within Jefferson, GA, are structured as follows: $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for homes with three units, and $907,900 for four-unit residences.
The maximum amounts allowed for conventional loans are $726,200 for a single-family home, increasing to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.
Our FHA calculator can help you discover today’s top FHA rates, and it will also aid in determining the downpayment, income, credit, reserves, and documents required to qualify for loans.
Lendersa® calculator allows you to examine FHA rates and terms alongside those of other mortgage programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With data from thousands of lenders, Lendersa® quickly aligns comparisons with your unique financial circumstances and needs.
In 2026, the Loan Limits Comparison Table for Louisville, Jefferson, GA, showcases maximum limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit criteria, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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