In {CURRENT_YEAR}, FHA loan limits in Hephzibah county of Richmond, GA are set at {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for properties with 2 units, {DETAILS_LOAN_LIMIT_FHA3} for 3-unit homes, and {DETAILS_LOAN_LIMIT_FHA4} for 4-units.
The maximum loan amounts for conventional loans on a single-family residence are {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For 2-units, it is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, for 3-units {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for those with 4-units, it is {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Use our FHA calculator to find out today's best FHA rates, and evaluate necessary elements like downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator helps you compare FHA rates and terms against those from other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accumulates comprehensive loan data from thousands of lenders for swift comparison with your financial profile and unique needs.
The Loan Limits Comparison Table for {CURRENT_YEAR} in Hephzibah county within Richmond, GA, allows comparisons of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed look at qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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