In 2026, FHA loan limits in Hephzibah county of Richmond, GA are set at $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-unit homes, and $907,900 for 4-units.
The maximum loan amounts for conventional loans on a single-family residence are $726,200. For 2-units, it is $929,850, for 3-units $1,123,900, and for those with 4-units, it is $1,396,800.
Use our FHA calculator to find out today's best FHA rates, and evaluate necessary elements like downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator helps you compare FHA rates and terms against those from other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accumulates comprehensive loan data from thousands of lenders for swift comparison with your financial profile and unique needs.
The Loan Limits Comparison Table for 2026 in Hephzibah county within Richmond, GA, allows comparisons of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed look at qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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