2026 FHA (Government Loans) Limits for Waynesboro, Burke County, Georgia

For 2026, the FHA loan limits in Waynesboro county of Burke, GA are: $472,030 for single-family homes, $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for 4-units.

Conventional loan ceilings for a single-family home are $726,200, for 2-units it's $929,850, for 3-units $1,123,900, and for 4-units $1,396,800.

Use our FHA calculator to find current top FHA rates, and figure out the necessary downpayment, income, credit, reserves, and documents for qualification.

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The Lendersa® calculator helps you compare FHA rates and terms against other loan types, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® uses data from thousands of lenders to provide quick comparisons tailored to your unique financial situation.

Review the Loan Limits Comparison Table for 2026 in Waynesboro county of Burke, GA, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Waynesboro county of Burke, GA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Waynesboro FHA Lenders

  • Southern Bank
  • 855 North Liberty Street, Waynesboro, GA, 30830
  • Lends in Georgia
  • We were founded by people who wanted to offer a better banking experience—one with the technical prowess of a big bank and the personal service of a community bank. The Southern Bank blends those two experiences into one, with business-minded bankers delivering big-bank technology without losing the warmth and classic

  • The First National Bank of Waynesboro
  • 626 North Liberty Street, Waynesboro, GA, 30830
  • Lends in Georgia
  • The mission of First National Bank of Waynesboro is to be the most innovative, trustworthy, friendly financial institution with the community’s interests at heart. First National Bank of Waynesboro strives to inform, educate, & develop the most up to date technology & services for all customers’ financial needs in Burke County & surrounding areas.

  • Health Center Credit Union
  • 1424 Walton Way, Augusta, GA, 30901
  • Lends in Georgia
  • In 1976, Health Center Credit Union (HCCU) was chartered by the Georgia Department of Banking and Finance. HCCU opened its first office in the Murphy Building at the Medical College of Georgia (Augusta). The second branch was opened in 1987 at St. Joseph Hospital (University Hospital Summerville) followed by branches at Augusta State University.

  • MORTGAGE FIRST AUGUSTA
  • 1030 Jimmie DYess Parkway, Suite 7, Augusta, GA, 30909
  • Lends in Georgia
  • Mortgage First Augusta is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • First Choice Mortgage, Inc.
  • 217 Davis Rd,, Augusta, GA, 30907
  • Lends in Georgia
  • First Choice Mortgage in Augusta, GA houses an experienced, dedicated, and knowledgeable team. We are one of the best mortgage lenders and brokerage firms serving the lending needs of real estate professionals, builders, and individual homebuyers throughout Georgia and South Carolina since 1992.

  • AUGUSTA MORTGAGE CO.
  • 243 Davis Road, Augusta, GA, 30907
  • Lends in Georgia
  • Established in 1976, Augusta Mortgage Company is Augusta’s oldest independent mortgage company. Utilizing the latest in technology, Augusta Mortgage Company can provide our customer’s loan approval within minutes of application and tailor the most appropriate and competitive services. We were Augusta’s first direct endorsement FHA lender

  • AUGUSTA MORTGAGE SOLUTIONS
  • 141 North Belair Road, Suite 102, Evans, GA, 30809
  • Lends in Georgia
  • Augusta Mortgage Solutions serves residential mortgage customers throughout the State of Georgia with a full selection of loan options. These include FHA, VA and conventional loans for purchase and refinance needs. We have the experience and the connections to provide a smooth mortgage process with a personal touch.

  • AgSouth Farm Credit
  • 26 S Main Street, Statesboro, GA, 30458
  • Lends in Georgia
  • Financing for all agricultural interests, farms, rural recreational tracts, timber tracts, home lots, conventional home mortgages, home lots, home construction and rural land not intended for non-agricultural commercial use or immediate resale. Loans for Land, Farms and Homes throughout South Carolina and Georgia.

  • Georgia First Bank
  • 1202 Second Street, Soperton, GA, 30457
  • Lends in Georgia
  • Georgia First Bank serves small towns and underbanked communities of the state of Georgia. We have built our brand and our business for almost 120 years on “old fashioned”, face to face, relationship banking - local lending decisions and friendly service from someone you know. As we expand our business, we want to continue to offer this familiar

  • Altamaha Bank & Trust
  • 206 Jackson St, Vidalia, GA, 30474
  • Lends in Georgia
  • Altamaha Bank and Trust directly serves the needs of citizens and businesses in Vidalia, Uvalda, & Hazlehurst, GA, as well as the surrounding communities. As the Bank continues to grow, the present directors, officers, & employees of Altamaha Bank & Trust are dedicated to maintaining the standard of excellence that has been set by our predecessors.