In 2026, the FHA loan limit for Martinez in Columbia, GA, is set at $472,030 for a single-family home. For 2-units, the cap is $604,400, for 3-units, it's $730,525, and for 4-units, it reaches $907,900.
The maximum conventional loan amounts for single-family residences are $726,200. For properties with 2-units, it's $929,850, for 3-units, it is $1,123,900, and for 4-units, it's $1,396,800.
Use our FHA calculator to check today’s best FHA rates and calculate the required downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Investigate other possibilities like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® collects extensive loan data from thousands of lenders and quickly matches it to your financial profile and specific needs.
Refer to our Loan Limits Comparison Table for 2026 in Martinez, Columbia, GA, to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Gain insights using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualifications such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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