During 2026, in Columbia county of Harlem, GA, the FHA loan limits are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum amount for conventional loans on a single-family residence is $726,200, $929,850 for two-unit homes, $1,123,900 for three-unit homes, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to explore today's prime FHA rates and determine the necessary down payment, income, credit status, reserves, and documentation needed to qualify.
The Lendersa® calculator gives you the ability to compare FHA rates and terms with those of other loan programs. Explore your options, including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans, alongside FHA loans.
Lendersa® collects extensive loan program data from thousands of lenders and promptly evaluates it against your specific financial profile.
For 2026, the Loan Limits Comparison Table in Columbia county of Harlem, GA, showcases maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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