2025 FHA (Government Loans) Limits for Evans, Columbia County, Georgia

In 2025, the FHA loan limits in Evans county of Columbia, GA, are as follows: $472,030 for a single-family home, $604,400 for homes with 2-units, $730,525 for 3-units, and $907,900 for 4-units.

For conventional loans on single-family residences, the maximum amounts are $726,200. For 2-units, it's $929,850, for 3-units, it's $1,123,900, and for 4-units, $1,396,800.

Use our FHA calculator to explore today’s top FHA rates and calculate necessary downpayment, income, credit, reserves, and documents required to qualify.

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The Lendersa® calculator assists you in comparing FHA rates and terms with those from other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® conveniently gathers loan data from thousands of lenders and promptly matches it against your specific financial profile and needs.

Our Loan Limits Comparison Table for 2025 in Evans, part of Columbia, GA, allows you to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit.

Loan limits Evans county of Columbia, GA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Savannah River Mortgage
  • 613 Towne Park Dr W, Suite 104, Rincon, GA, 31326
  • Savannah River Mortgage was established on June 9, 2003. Owned and operated by Chriss Allen and Scott Morgan, our local brokerage company is dedicated to providing dependable mortgage assistance to our clients in Georgia. We offer a variety of mortgage options and programs to individuals purchasing or refinancing loans.
  • Oglethorpe Mortgage Company, Inc.
  • 272 S Columbia Ave, Rincon, GA, 31326
  • Oglethorpe Mortgage Company, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • GMFS Mortgage
  • 4009-B Vineville Ave., Macon, GA, 31210
  • GMFS is licensed as a mortgage lender in the following states: Alabama, Arkansas, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer
  • Ocmulgee Mortgage Company
  • 268 Amanda Drive, Macon, GA, 31216
  • Ocmulgee Mortgage Company is a locally owned mortgage company in business and designed to help families obtain mortgage loans without having to deal with the headache of large institutions. Ocmulgee Mortgage Company prides itself on competence and quickness of process. We look forward to serving you today!
  • Peach State Bank & Trust
  • 325 Washington St SW, Gainesville, GA, 30501
  • Peach State Bank & Trust is the largest true community bank in Hall County. We have a seasoned management team and a strong board of directors who are not only dedicated to our customers but to this community. We offer competitive rates, a variety of accounts - both personal and business. We hope you will call us or stop by today
  • MyGeorgia Credit Union
  • 2601 Limestone Pkwy, Gainesville, GA, 30501
  • "Founded in 1971 as HALLCO Community Credit Union, we grew into a full-service financial institution offering a wide range of banking products and services with branch locations in Gainesville, Oakwood, Flowery Branch and Cleveland. As the communities and the needs of the residents in the area around us expanded, so did we"
  • Homestar Financial Corporation
  • 332 Washington St. NW, Gainesville, GA, 30501
  • HOMESTAR Financial Corporation is a full service mortgage banker controlling every aspect of the loan process with in house processing, underwriting, closing and funding of each mortgage transaction. Having an in-house team separates HOMESTAR from other mortgage companies because it is easier for HOMESTAR mortgage lenders to communicate quickly
  • PURE LIGHT MORTGAGE INC
  • 2234C Thompson Bridge Road, Gainesville, GA, 30501
  • The Pure Light Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.