For Hanamaulu county in the state of HI, the FHA loan ceiling for 2025 stands at $977,500 for single-family homes, $1,251,400 for two-unit properties, $1,512,650 for three-unit dwellings, and $1,879,850 for four units.
The cap on a conventional home loan is $1,089,300 for single-family units, while it is $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four-unit residences.
Utilize our FHA calculator to uncover today's most competitive FHA rates and find out the necessary downpayment, income, credit, reserves, and documentation for eligibility.
The Lendersa® tool allows a comprehensive comparison, positioning FHA rates and terms against alternative loan programs' details. Consider and weigh not only Conventional but also Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
By harnessing data from thousands of lenders, Lendersa® swiftly aligns loan program specifics with your financial landscape and goals.
The Loan Limits Comparison Table for 2025 offers a side-by-side view in Hanamaulu county, within Kauai, HI, showcasing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money highest loan amounts. To assess eligibility criteria, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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