In 2025, for Kalaheo county within Kauai, HI, the FHA loan limits are set at $977,500 for a single-family home, $1,251,400 for two-unit properties, $1,512,650 for three units, and $1,879,850 for four-unit dwellings.
Conventional loans allow a maximum amount of $1,089,300 for a single-family residence, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for structures with four units.
Leverage our FHA calculator to access today’s premier FHA rates and calculate the needed downpayment, along with evaluating income, credit, reserves, and documentation required to qualify.
Utilize the Lendersa® calculator to compare FHA rates and conditions against those of every other loan program. Delve into options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles data from thousands of lenders, providing swift, personalized comparisons according to your financial profile and needs.
Refer to the Loan Limits Comparison Table for 2025 for Kalaheo county within Kauai, HI, showcasing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To thoroughly compare requirements regarding income, credit, and reserves, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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