For 2026, the FHA loan ceiling in Puhi county of Kauai, HI is established at $977,500 for a single-family residence, $1,251,400 for two units, $1,512,650 for three units, and $1,879,850 for four units.
The maximum allowed amount for conventional loans for a single-family dwelling is $1,089,300, with limits of $1,394,775 for two-unit properties, $1,685,850 for three-unit homes, and $2,095,200 for four-unit properties.
Take advantage of our FHA calculator to explore today's top FHA rates and to calculate the required downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare rates and terms of FHA loans with other loan programs. Explore a range including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates comprehensive loan data from thousands of lenders and rapidly aligns it with your specific financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 in Puhi county, Kauai, HI, to evaluate and juxtapose maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For qualification criteria like income, reserves, and credit, apply Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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