As of 2025, the FHA loan limit in Hauula county within Honolulu, HI stands at $770,500 for single-family homes. The limits adjust to $986,400 for duplexes, $1,192,300 for triplexes, and $1,481,750 for four-unit residences.
Conversely, the cap for conventional loans is $1,089,300 for single-family houses, increasing to $1,394,775 for two-unit structures, $1,685,850 for buildings with three units, and reaching as high as $2,095,200 for four-unit properties.
Utilize our FHA calculator to find today's optimal FHA rates and assess the necessary down payment, income, credit rating, reserves, and documentation to qualify effectively.
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The Lendersa® tool provides the capability to thoroughly analyze and contrast FHA rates and terms with the conditions of various other loan programs. Look into and juxtapose options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
By sourcing loan program data from an expansive selection of lenders, Lendersa® quickly aligns the findings with your distinct financial profile and needs.
The Loan Limits Comparison Table for 2025 offers a comprehensive examination of loan caps for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money within Hauula county, Honolulu, HI. To evaluate eligibility criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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