In the year 2026, the FHA loan limits for Laie county, part of Honolulu, HI, are set at $770,500 for a single-family residence. The limit increases to $986,400 for properties with 2 units, $1,192,300 for those with 3 units, and $1,481,750 for 4-unit homes.
For conventional loans, the maximum amount for a single-family residence is $1,089,300. For 2-unit homes, the cap is $1,394,775, while for 3-unit homes it's $1,685,850, and for 4-unit properties, it is $2,095,200.
Utilize our FHA calculator to discover today's top FHA rates and determine the required downpayment, income levels, credit standing, reserves, and documents necessary for qualification.
The Lendersa® calculator enables users to compare FHA rates and terms with those of other loans. Explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® compiles loan program information from a multitude of lenders, rapidly aligning it to suit your financial needs and profile.
The Loan Limits Comparison Table for 2026 in Laie county of Honolulu, HI allows you to contrast the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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