For the year 2026, the allowable FHA loan limit in Pupukea, within Honolulu county, HI, is $770,500 for a single-family home, $986,400 for a two-unit property, $1,192,300 for a structure with three units, and $1,481,750 for four-unit dwellings.
The cap on conventional loan amounts for a single-family residence is set at $1,089,300. This increases to $1,394,775 for dual-unit residences, $1,685,850 for three-unit buildings, and $2,095,200 for properties with four units.
Our FHA calculator is at your service to browse today's FHA rates and help you work out the downpayment, income requirements, credit score, reserves, and essential documents needed for qualification.
The Lendersa® calculator provides a platform to contrast the rates and terms of FHA loans with other loan programs. This tool allows you to explore and evaluate the terms of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® draws information from thousands of lenders nationwide, rapidly aligning it with your specific financial situation for a tailored experience.
The Loan Limits Comparison Table, applicable for 2026 in Pupukea within Honolulu county, HI, affords a comprehensive view that includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To delve into qualification requirements such as income, reserves, and credit scores, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) proves an essential tool.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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