In 2026, the FHA loan limits within Mililani-Town County of Honolulu, HI are designated as follows: $721,050 for a single-family home, $923,050 for duplexes, $1,115,800 for triplexes, and $1,386,650 for properties housing four units.
Conversely, the maximum loan amounts for conventional loans are established at $822,375 for single-family residences, increasing to $1,053,000 for two-unit structures, $1,272,750 for triple-unit buildings, and $1,581,750 for quadruple-unit dwellings.
Leverage our FHA calculator to pinpoint today's top FHA rates and to calculate aspects such as the necessary downpayment. Additionally, it assists with evaluating income, credit score, reserves, and required documentation for qualification.
Explore loan offers from an expansive network of 100 lenders
The Lendersa® calculator provides a comprehensive platform to compare FHA rates and terms against a wide spectrum of other loan offerings, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, ensuring a well-rounded assessment.
Lendersa® swiftly analyzes a wealth of data from thousands of lending sources, tailoring results to your unique financial needs and profile.
Within Mililani-Town County, HI, located in Honolulu, the Loan Limits Comparison Table for 2026 offers detailed maximum loan amount insights for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria involving income, reserves, and credit assessments, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $576,800 | $576,800 | $576,800 | $576,800 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Mililani-Town FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
