In 2026, the FHA loan limits within Mililani-Town County of Honolulu, HI are designated as follows: $721,050 for a single-family home, $923,050 for duplexes, $1,115,800 for triplexes, and $1,386,650 for properties housing four units.
Conversely, the maximum loan amounts for conventional loans are established at $822,375 for single-family residences, increasing to $1,053,000 for two-unit structures, $1,272,750 for triple-unit buildings, and $1,581,750 for quadruple-unit dwellings.
Leverage our FHA calculator to pinpoint today's top FHA rates and to calculate aspects such as the necessary downpayment. Additionally, it assists with evaluating income, credit score, reserves, and required documentation for qualification.
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Within Mililani-Town County, HI, located in Honolulu, the Loan Limits Comparison Table for 2026 offers detailed maximum loan amount insights for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria involving income, reserves, and credit assessments, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $576,800 | $576,800 | $576,800 | $576,800 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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