In 2025, the FHA loan limits within Mililani-Town County of Honolulu, HI are designated as follows: $721,050 for a single-family home, $923,050 for duplexes, $1,115,800 for triplexes, and $1,386,650 for properties housing four units.
Conversely, the maximum loan amounts for conventional loans are established at $822,375 for single-family residences, increasing to $1,053,000 for two-unit structures, $1,272,750 for triple-unit buildings, and $1,581,750 for quadruple-unit dwellings.
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Within Mililani-Town County, HI, located in Honolulu, the Loan Limits Comparison Table for 2025 offers detailed maximum loan amount insights for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria involving income, reserves, and credit assessments, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $576,800 | $576,800 | $576,800 | $576,800 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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