For 2026, the FHA loan limits for Lahaina County, under Maui, HI, stand at: $977,500 for a single-family home, $1,251,400 for homes with two units, $1,512,650 for three-unit residences, and $1,879,850 for four units.
Regarding conventional loans, the maximum allocation reaches $1,089,300 for single-family houses, elevating to $1,394,775 for duplexes, $1,685,850 for triplex homes, and $2,095,200 for residences with four units.
Explore today’s best FHA rates using our FHA calculator to determine the required downpayment and evaluate income, credit, reserves, and documentation necessary to qualify.
The Lendersa® calculator helps compare terms and rates for FHA loans with those of other programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a wide range of financial product comparisons.
Lendersa® synthesizes extensive loan data from thousands of sources, delivering fast comparisons tailored to your unique financial realities and needs.
The 2026 Loan Limits Comparison Table in Lahaina, within Maui, HI, details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria, such as income benchmarks, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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