In 2025, the FHA loan limit for Waikapu county, Maui, HI, is $977,500 for a single-family house, $1,251,400 for 2-unit dwellings, $1,512,650 for 3-unit residences, and $1,879,850 for 4-unit properties.
The maximum limit for conventional loans on a single-family home is $1,089,300, $1,394,775 for two-unit homes, $1,685,850 for three-units, and $2,095,200 for four-unit structures.
Use our FHA calculator to discover today's best FHA rates and to calculate downpayments, income needs, credit requirements, reserves, and necessary documentation for qualification.
The Lendersa® calculator allows you to evaluate FHA rates and terms against other lending options. You can compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® pulls loan program data from thousands of lenders and quickly matches it with your financial profile and requirements.
Check the Loan Limits Comparison Table for 2025 in Waikapu county, Maui, HI, to assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
