In 2025, the FHA loan limits in Waihee-Waiehu County, Maui, HI, are structured as follows: $977,500 for single-family homes, $1,251,400 for two units, $1,512,650 for three-unit residences, and $1,879,850 for four-unit properties.
The maximum loan amount for conventional loans is $1,089,300 for single-family homes, with increases to $1,394,775 for two units, $1,685,850 for three-unit homes, and $2,095,200 for four units.
Use our FHA calculator to find today’s best FHA rates and determine the necessary downpayment, credit, income, reserves, and documentation needed to qualify.
With Lendersa® calculator, compare FHA rate and terms with those of other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders to swiftly tailor comparisons to your unique financial profile and needs.
In Waihee-Waiehu's Maui, HI, for 2025, compare the Loan Limits Overview: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Evaluate income, reserves, and credit qualification requirements with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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