In 2025, the FHA loan limits for Napili-Honokowai county in Maui, HI are as follows: $977,500 for single-family homes, $1,251,400 for 2-unit homes, $1,512,650 for 3-units, and $1,879,850 for 4-units.
The maximum amounts for conventional loans are $1,089,300 for a single-family residence, $1,394,775 for 2 units, $1,685,850 for 3 units, and $2,095,200 for 4 units.
Try our FHA calculator to discover the best FHA rates available today and to find out about the downpayment required, as well as information on income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of all other loan programs. It enables you to assess and contrast conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® pulls loan program information from a vast number of lenders, and in seconds, it aligns these offerings with your specific financial situation and needs.
For 2025, refer to the Loan Limits Comparison Table for Napili-Honokowai county, Maui, HI. It contrasts maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualifications like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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