In 2026, the FHA loan limits in Halawa County within Honolulu, HI, are defined as: $770,500 for a single-family home, $986,400 for a duplex, $1,192,300 for a triplex, and $1,481,750 for a four-unit property.
The upper bounds for conventional loan amounts on a single-family house reach $1,089,300. For two-unit buildings, the limit is $1,394,775; for three-units, it's $1,685,850; and for residences comprising four units, the amount is $2,095,200.
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The Lendersa® calculator provides the ability to compare FHA rates and terms with those of various other loan programs. This includes options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, equipping you with a wide spectrum of choices.
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The Loan Limits Comparison Table for 2026 in Halawa, part of Honolulu, HI, gives a detailed breakdown of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough assessment of qualification standards such as income requirements, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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